Chase's Ink Preferred Still Offers 100,000 Points - And Amex Points Now Transfer to Fanatics FanCash

Flights get the headlines, but the real money this week is sitting in welcome bonuses. Two of the biggest card offers out there are live at the same time: the Chase Ink Business Preferred at 100,000 points and the Amex Gold at up to 100,000 points.

Quick question before we dive in: if you had to pick one bank to hold all your points with for the next five years, which would it be? Today's stories lean heavily on that answer.

Which of these airlines is NOT a Chase Ultimate Rewards transfer partner?

The answer is chillin' near the bottom of today's newsletter... keep scrolling.👇

Chase is still offering 100,000 bonus points after $8,000 in purchases in the first 3 months on the Ink Business Preferred, and the annual fee is only $95. This has been the public offer since late 2025, and Chase lists no end date.

Those points are Chase Ultimate Rewards, which means they transfer to partners like Hyatt, United, Air France KLM, British Airways, and Singapore Airlines. If you have a side hustle, freelance income, or any small business at all, you likely qualify.

Transferred to the right partner, 100,000 points can cover a one-way business class seat to Europe or a few nights at a top-tier Hyatt. The catch is the $8,000 spend, so make sure your business expenses can get you there in 3 months.

If you are weighing it against your other Chase cards, remember that business cards generally do not show up on your personal credit report the way personal cards do, though Chase's application rules still apply.

If you are eligible and can meet the spending requirement, this is a strong card to prioritize. Chase can change offers without notice, so do not wait for a perfect moment.

The American Express Gold Card has a best-ever welcome offer of as high as 100,000 bonus points after $8,000 in purchases in the first 6 months. The annual fee is $325. The key words are 'as high as,' because the amount you see depends on your eligibility and targeting.

Before you apply, it is worth confirming which offer you are actually eligible for, since the public bonus and a targeted bonus can differ.

Amex will show you the offer you are eligible for during the application, before a hard credit pull, so you can see the number before you commit.

A 100,000-point Gold bonus is a rare high-water mark. If you were on the fence, check your offer, run the numbers on the annual fee, and decide soon.

Before you click apply, compare the $325 fee with the dining and Uber Cash credits you will actually use.

As of Monday, November 9, eligible American Express cardmembers can transfer Membership Rewards points to FanCash, the rewards currency of sports retailer Fanatics. The rate is 1,000 points for $10 in FanCash, or 1 cent per point. It is the first non-travel Membership Rewards transfer partner, and it follows a broader Amex and Fanatics partnership announced in May.

Sports fans now have a way to turn points into jerseys and team gear. Whether that is a good use of your points is a different question.

This is fun for diehard fans, but at 1 cent per point it is rarely the best use of Membership Rewards. Compare it against your usual travel redemptions before you move a single point.

Target is offering a $10 Target gift card when you buy $100 in eligible gift cards, through November 14. If you have the right Target Circle offers, you can stack more savings on top.

The Points Guy bought two $100 Disney e-gift cards they needed anyway and got two $10 Target gift cards plus a $10 Target Circle credit. That is $30 back on $200, and holiday shopping season is exactly when this kind of stack pays off.

Pair it with a card that earns bonus points on Target or gift cards and you are layering rewards on top of rewards.

Buy-points sales are worth it only when you have a specific redemption in mind, never as a speculative bet. That said, several are on the clock:

If you are eyeing a Southwest booking, check whether your account shows 45% or 35% off. Also note the Companion Pass changes starting January 1, 2027: credit card welcome bonuses will stop counting toward the pass, though cardholders approved by December 2, 2026 are grandfathered. See our full list of live offers before you commit.

Remember, we are not recommending you buy points for fun. Run the cost per point against what you would pay in cash first.

If you have ever stood at a rental counter being asked about insurance, you may already be covered. Many travel rewards cards include rental car coverage for theft or damage to the vehicle.

The details matter, including whether coverage is primary or secondary and what vehicles are excluded. Check your card's benefits guide before your next trip so you can confidently decline the extra charge.

Two minutes reading your card benefits can save you real money. Do it before you land, not at the counter.

The answer is American Airlines. Chase points move to United, Air France-KLM Flying Blue and British Airways, but not to AAdvantage. If you want American miles from a flexible currency, Citi ThankYou points are the usual route.

Are you a points hoarder saving for one big trip, or do you redeem as you go? I'm curious about your strategy - hit reply and tell me. I read every response!

That's it from me today. Two giant card bonuses live at once is the kind of window I'd hate for you to miss.

- Jack

These are the top credit card welcome bonuses we're tracking. Offers change frequently - see all cards.

1. Hilton Honors American Express Aspire Card: Earn 200,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on t... ($550/yr)

2. Hilton Honors American Express Business Card: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases in t... ($195/yr)

3. Hilton Honors American Express Surpass Card: Earn 130,000 Hilton Honors Bonus Points after spending $2,000 in the first 3 mon... ($150/yr)

Points sitting in your account? These are the redemptions worth looking at this week, tracked by Award Travel Finder:

Hotels:

• AC Hotel Tokyo Ginza - Tokyo, Tokyo, JP | 2.7cpp value | 58,000 pts/night

• Planet Hollywood Cancun Adult Scene by Royalton, Autograph Collection All-Inclusive Resort - Adults - Costa Mujeres, QROO, MX | 2.5cpp value | 61,000 pts/night

• Casa Marina Key West, Curio Collection by Hilton - Key West, FL, US | 1.4cpp value | 95,000 pts/night

• Zemi Beach House, LXR Hotels & Resorts - West Indies, AI | 3.3cpp value | 110,000 pts/night

• InterContinental Osaka - Osaka, Osaka Prefect..., JP | 1.1cpp value | 118,000 pts/night

Status Matches & Challenges:

• Etihad Status Match - Etihad Airways

• Royal Jordanian Status Match - Royal Jordanian | oneworld

• Air Astana Status Match - Air Astana

Buy Points & Miles Deals:

• Air Canada (Aeroplan): 30% discount - ends Wednesday November 18 (in 8 days)

• American Airlines (AAdvantage): up to 40% discount - ongoing, no published end date

• Etihad Airways (Etihad Guest): up to 25% bonus

• Finnair Plus: 50% discount - ends this Monday (November 16, in 6 days)

• Garuda (GarudaMiles): up to 25% bonus

Full live tracker → milesandpointsdaily.com/buy-points-promotions

Browse every award deal we track at AwardTravelFinder.com →

Friday Flight Deals finds the best flight deals when paying cash beats using points.

Browse all deals at FridayFlightDeals.com →